RSU Vesting Calculator
Vesting schedules determine when you actually receive your RSUs. Understanding the timing is crucial for financial planning, tax preparation, and career decisions.
Total Compensation Calculator
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Effective amount: $0
RSUs
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Year 1 Grant
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Vesting Schedule (%)
Total: 100%
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Year 1 Total Compensation
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Year 2 Total Compensation
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Year 3 Total Compensation
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Year 4 Total Compensation
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Year 5 Total Compensation
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Common Vesting Schedules
Standard 4-Year with 1-Year Cliff
The most common schedule: 25% vests after 12 months, then monthly or quarterly over the next 3 years.
Year 1: 25% | Year 2: 25% | Year 3: 25% | Year 4: 25%
Back-Loaded (Amazon-style)
Less equity in early years, more in later years. Designed to encourage retention.
Year 1: 5% | Year 2: 15% | Year 3: 40% | Year 4: 40%
Front-Loaded
More equity in early years, less later. Less common but favors the employee.
Year 1: 40% | Year 2: 30% | Year 3: 20% | Year 4: 10%
Key Terms
- Cliff
- The minimum time you must work before any shares vest (typically 1 year).
- Vesting Date
- The specific date when RSU shares become yours.
- Grant Date
- When the RSUs were awarded to you (vesting clock starts here).